Mommies! We have to budget. So I have decided that Mondays are for BUDGETING! Like seriously? Let's get excited about this. I know you already know this. I've known this for years and I'm ashamed to say it hasn't always been my forte. I mean, we have to spend so much doggone time doing everything else, who the heck has time to budget- and budget meticulously at that??? Well you have to make time, mama- because if you don't, you'll pay for it later. The best thing about a budget spreadsheet is you can make adjustments. You can see a visual of where and when those adjustments will effect you. I know it's hard to stick to a budget when raising kids- there are so many unpredictable expenses. However, if you write it all out, you can project where you may need to do something extra to make up for extra money spent. I remember 12 years ago, looking at my father's laptop and he had the most DETAILED spreadsheet I had ever seen in my life. Like ya...